ACOG-Paid Benefits to 3rd and 4th Year Junior Fellows In Training

As a 3rd or 4th year Junior Fellows In Training of The American College of Obstetricians and Gynecologists, you are receiving a complimentary $100,000 Life Insurance policy, as well as a $1,000 monthly Disability Income Insurance benefit, as available in your state. ACOG provides this valuable coverage to 3rd and 4th year Junior Fellows In Training during this important stage of your education and career development to help protect your future. You've made a significant investment in your education, and ACOG wants to make a significant investment in you.

10-Year Level Term Life Insurance

With $100,000 of 10-Year Level Term Life Insurance, your family and loved ones won't be stuck paying your college debt and other expenses should something happen to you. You can continue on your chosen path with peace of mind. With ACOG paying the premiums during your 3rd and 4th year of junior fellow residency, you lock in unsurpassed coverage for years to come. If you elect to continue coverage after your fourth year of residency, you will receive your first premium notice to continue the valuable coverage—with ACOG continuing to pay 50% of your Term Life premiums for a year.

Disability Insurance

ACOG doesn't want an illness or accident to keep you from continuing with your dreams by stripping you of all your equity. A $1,000 monthly Disability Income Insurance benefit from ACOG will help protect your savings. The majority of disabilities are caused by illnesses rather than accidents and only 1% missed work due to a work-related illness or injury.* The Disability Insurance provided by ACOG ensures that your valuable education is not wasted if you incur a disability that prevents you from practicing. If you elect to continue coverage after your fourth year of residency, you will receive your first premium notice to continue this valuable coverage—with ACOG continuing to pay 50% of your disability premiums for a year.

*Source: https://disabilitycanhappen.org/disability-statistic/

Beneficiary Designation

To designate a beneficiary for these complimentary insurance plans, call 800.214.8122. Otherwise, your beneficiary will default to the following order: spouse, children, parents.

Sample Certificates

Group 10-Year Level Term Life Insurance Sample Certificate of Insurance
Group Disability Insurance Sample Certificate of Insurance

10-Year Level Term Life Insurance is not available in U.S. Territories, or Quebec.
Disability Income Insurance is not available in NH, NV, VT, WA, U.S. Territories, or Quebec.


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