Group Disability Income Insurance

If you can’t work due to a covered injury or illness, ACOG's Group Disability Income Insurance can help keep you financially stable. Available to both members and residents, this coverage can be tailored to your needs with three plan options and flexibility for when benefits begin.

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Coverage Details

  • Eligibility— Members or residents in good standing who reside in the U.S. (except NH, NV, VT, WA and Puerto Rico) or Canada (except Quebec) under 60, not on full-time active military duty, and are employed full-time at least 26 hours per week are eligible to apply.
  • Range of Coverage — The amount of coverage you need will vary. Members can choose from $1,000 to $10,000 in coverage ($5,000 if age 50-59). Residents can choose a maximum of $3,000. Our Disability Insurance Calculator can help you determine the right amount for you. See the brochure for more information on our three plan options.
  • 30-day look — If you're not completely satisfied with the terms of your Certificate of Insurance, you may return it, without claim, within 30 days. Your coverage will be invalidated, and you will be sent a refund. No questions asked!
  • Exclusions — See the brochure to learn more about the exclusions and limitations of this policy.

Applying is Quick and Easy

Visit our online application portal

Answer the provided questions

Submit your application

From there, just sit back and relax while we do the underwriting process.
We’ll contact you if any additional information is required.

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ACOG is proud to partner with New York Life Insurance Company

New York Life is the number one insurer in the Association marketplace in the United States.

We have the highest possible rating from independent third-party reviewers.

New York Life has been a leader in insurance since 1845. Our history is a testament to our service.

ACOG’s Group Disability Income Insurance is underwritten by New York Life Insurance Company (New York Life). New York Life is a leader in the association group insurance field, providing life and health insurance policies for associations. The company has an enduring commitment to its customers' financial security. Regardless of the state of the economy or the stock market, New York Life bases its financial decisions on the guiding principle of serving its clients. New York Life Insurance Company has received the highest ratings for financial strength currently awarded to any U.S. life insurer by all four major rating agencies including Moody’s Investor Service (Aaa), Standard & Poor’s (AA+), Fitch Ratings (AAA), and A.M. Best (A++).*

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the policy details sections for current availability.

*Individual Third Party Ratings Reports (as of 6/22/22)