Terrible accidents happen. And they affect more than just your health. That is why The American College of Obstetricians and Gynecologists provides members an Accidental Death and Dismemberment Insurance Plan—with benefit amounts up to a maximum of $500,000—designed to provide supplemental funds that you or your family members might need during difficult and trying times.
This product is not available in AK, DE, FL, LA, ME, MD, MT, NH, NC, OH, OR, SD, TX, UT, VT, WA.
All College active dues-paying members in good standing under age 70, their lawful spouses under age 70, and their unmarried dependent children under age 23 are eligible. (Subject to state variations.) You must be able to perform the normal activities of a person of like age and sex, with like occupation or retired status on the date your insurance is to take effect. If not, insurance will take effect on the day you resume such activities.
Coverage is available from $100,000 all the way up to $500,000 (in increments of $25,000). With competitive rates and high-limit options, you are offered realistic options to gain this valuable insurance protection. You can also cover your entire family for only a moderate amount more than if you were just insuring yourself.
See brochure for Benefit Levels and Seminannual Rates.
Your coverage becomes effective the first day of the month after your enrollment form and first premium payment is received. You must be able to perform the normal activities of a person of like age and sex, with like occupation or retired status on the date your insurance is to take effect. If not, insurance will take effect on the day you resume such activities. As long as you are under age 80, the group master policy remains in force and insurance does not end for your class, your coverage is renewable as long as you continue to make your premium payments when due. A dependent's insurance will end at the earliest of the date your insurance ends under the group policy, the date dependents' insurance ends under the group policy; with respect to spouses, the date the spouse attains age 80 or the date marriage ends by divorce or annulment; with respect to children, the date the person ceases to be a dependent or premium is not paid for the dependent when due.
Yes, Accidental Death & Dismemberment Insurance does have exclusions and limitations.
Call Pearl Insurance for more details as coverage varies depending on the plan.
When you become insured, you will be sent a Certificate of Insurance summarizing your benefits under the Plan. If you are not completely satisfied with the terms of your Certificate of Insurance, you may return it, without claim, within 30 days. Your coverage will be invalidated and you will be sent a full refund—no questions asked!
The American College of Obstetricians and Gynecologists Group Insurance Program is administered by Pearl Insurance. Pearl Insurance strives to provide College members with the most relevant, competitively priced member benefit insurance packages for individuals and their families. Pearl Insurance has been providing associations like the College with quality group coverage for nearly 55 years. Pearl Insurance license numbers: AR #0100106279, CA #0F76076, MN #8698, OK #0100102347, TX #1442641
ACOG Group Accidental Death & Dismemberment Insurance is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No. G-30466-0 on Policy Form GMR-FACE/G-30466-0.
New York Life is licensed/authorized to transact business in all 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.
Complete details, including features, costs, eligibility, renewability, limitations, and exclusions are in the Certificate of Insurance. Certain state restrictions apply.
New York Life's state of domicile is New York, and NAIC ID # is 66915.
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